Credit Card at Patrol Station

Subject:  Do you use Credit Card for buying petrol? You may have read this.  Do you press the "clear" button after getting the receipt?  Did you encounter the same experience?     Credit Card at petrol pump  Beware when using credit card to fill petrol. Just got to know about this case through a friend that this thing actually happened to one of his co-workers.  She used her credit card to purchase gas at the pump (like most of us do). She received her receipt like normal. However, when she checked her statement, there were 2 x RM50 charges added in addition to her purchase.  Upon investigation, she found out that because she did not press the 'CLEAR 'button at the pump, the employee inside the store was able to use her card to purchase his/her own gas!  To keep this from happening, after you get your receipt, you must press the'CLEAR ' button or your information will be stored until the next customer inserts their card.  Be sure to tell all your friends / familyso that this doesn't happen to them !  Pressing the clear button is amust each and every time. Please pass on to your friends...........

SAFE-DRIVING TIPS WHEN IT IS RAINING!

GOOD VISION IN A DOWNPOUR 

How to achieve good vision while driving during a heavy downpour.

We are not sure why it is so effective; just try this method when it rains heavily. 

This method was told by a Police friend who had experienced and confirmed it. 

It is useful...even driving at night.

Most of the motorists would turn on HIGH or FASTEST SPEED 

of the wipers during heavy downpour, yet the visibility in front of the windshield is still bad...... 

In the event you face such a situation, just put on your SUN GLASSES (any model will do), and miracle!

All of a sudden, your visibility in front of your windshield is perfectly  clear, as if there is no rain. 

Make sure you always have a pair of SUN GLASSES in your car.

You are not only helping yourself to drive safely with good vision, but also might save your friend's life by giving him this idea.. 

Try it yourself and share it with your friends!??? 

Amazing, you still see the drops on the windshield, but not the sheet of rain falling.? 

You can see where the rain bounces off the road.  It works to eliminate the "blindness" from passing cars. Or the "kickup" if you are following a car in the rain.

They ought to teach this little tip in driver's training..  It really does work. 

This is a good warning. I wonder how many people knew about this. 

Another good tip:

A 36 year old female had an accident several weeks ago. She  was traveling between Gladewater & Kilgore. It was raining, though not excessively and her car suddenly began to hydro-plane and literally flew through the air.   She was not seriously injured but very stunned at the sudden occurrence!  When she explained to the highway patrolman what had happened.

He told her something that every driver should know - NEVER DRIVE IN THE RAIN WITH YOUR CRUISE CONTROL ON .  She thought  she was being cautious by setting the cruise control and maintaining a safe consistent speed in the rain.. 

But the highway patrolman told her that if the cruise control is on, your car will begin to hydro-plane when the tires lose contact with the pavement, and your car will accelerate to a higher rate of speed making you take off like an airplane. She told the patrolman that was exactly what

had occurred. The patrolman said this warning should be listed, on the

driver's seat sun-visor - NEVER USETHE CRUISE CONTROL WHEN THE PAVEMENT IS WET OR ICY , along with the airbag warning. We tell our teenagers to set the cruise control and drive a safe speed - but  we don't tell them to use the cruise control only when the pavement is dry. 

The only person the accident victim found, who knew this (besides the patrolman), was a man who had a similar accident, totaled his car and sustained severe injuries. 

NOTE: Some vehicles (like the Toyota Sienna Limited XLE) will not allow you to set the cruise control when the windshield wipers are on. Even if you send this to 15 people and only one of  them doesn't know about this, its still worthy.  You might have saved a life. 

WARNING - Credit / Debit Cards

Be sure to read Scene 3 Quite interesting. This is an email from my friend.

SCENE 1. This is a new one.
People sure stay busy trying to cheat us, don't they?
A friend went to the local gym and placed his belongings in the locker.After the workout and a shower, he came out, saw the locker open, and thought to himself, 'Funny, I thought I locked the locker.

Hmm, 'He dressed and just flipped the wallet to make sure all was in order.
Everything looked okay - all cards were in place.
A few weeks later his credit card bill came - a whooping bill of $14,000!
He called the credit card company and started yelling at them, saying that he did not make the transactions. Customer care personnel verified that there was no Mistake in the systemand asked if his card had been stolen.
'No,' he said, but then took out his wallet, pulled out the credit card, and yep - you guessed it - a switch had been made.
An expired similar credit card from the same bank was in the wallet.
The thief broke into his locker at the gym and switched cards.
Verdict: The credit card issuer said since he did not report the card missing earlier, he would have to pay the amount owed to them.
How much did he have to pay for items he did not buy?

$9,000! Why were there no calls made to verify the amount swiped?

Small amounts rarely trigger a 'warning bell' with some credit card companies.
It just so happens that all the small amounts added up to big one!

SCENE 2.
A man at a local restaurant paid for his meal with his credit card.
The bill for the meal came, he signed it,and the waitress folded the receipt and passed the credit card along.
Usually, he would just take it and place it in his wallet or pocket. Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another person. He called the waitress and she looked perplexed.
She took it back, apologized, and hurried back to the counter under the watchful eye of the man. All the waitress did while walking to the counter was wave the wrong expired card to the counter cashier, and the counter cashier immediately looked down and took out the real card.
No exchange of words --- nothing! She took it and came back to the man with an apology.
Verdict:
Make sure the credit cards in your wallet are yours.
Check the name on the card every time you sign for something and/or the card is taken away for even a short period of time.
Many people just take back the credit card without even looking at it, 'assuming' that it has to be theirs.

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

SCENE 3:
Yesterday I went into a pizza restaurant to pick up an order that I had called in.
I paid by using my Visa Check Card which, of course, is linked directly to my checking account.
The young man behind the counter took my card, swiped it, then laid it onthe counter as he waited for the approval, which is pretty standard procedure.
While he waited, he picked up his cell phone and started dialing.
I noticed the phone because it is the same model I have, but nothing seemed out of the ordinary. Then I heard a click that sounded like my phone sounds when I take a picture.He then gave me back my card but kept the phone in his hand as if he was still pressing buttons. Meanwhile, I'm thinking: I wonder what he is taking a picture of, oblivious to what was really going on. It then dawned on me: the only thing there was my credit card, so now I'm paying close attention to what he is doing. He set his phone on the counter, leaving it open.

About five seconds later, I heard the chime that tells you that the picture has been saved. Now I'm standing there struggling with the fact that this boy just took a picture of my credit card. Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.
Needless to say, I immediately canceled that card as I was walking out of the pizza parlor. All I am saying is, be aware of your surroundings at all times.
Whenever you are using your credit card take caution and don't becareless.
Notice who is standing near you and what they are doing when you use your card.
Be aware of phones, because many have a camera phone these days.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN THINK OF. LET'S GET THE WORD OUT! JUST BE AWARE

Torchlight (Stungun) Beware (to all drivers)

Someone send this email/shared the following case:

“I just thought to let know what my doctor told me recently. I don't think she was lying and neither am I, so please pass this on to your friends. Her clinic is in SS2 and you know how congested that place is.
One morning a few months ago in broad daylight, a girl was getting into her car when a few men approached her with what looked like torchlight, quite harmless looking. They pressed the "torchlight" into her back and immediately she went limp and very pale. So she wouldn't be able to fight back, they slashed her thigh with a “Parang” and sped away in her car.
There were many people around and they quickly took her to the nearest clinic which was my doctor's clinic. There were two doctors at that time and they managed to stitch up her wound but the girl remained pulse-less and still pale as paper. No pulse, no BP (blood pressure). Just like dead.
My doctors were confused as to how one wound on the thigh made the girl almost like dead? They managed to revive her and save her life.
After some checking around, the doctors found out what actually happened was that the girl was made unconscious not by a torchlight but actually a high voltage weapon. I forgot how many watts she mentioned. 1000? Anyway, it was high enough to kill a person by electrocution.
It seems this weapon is from China. It's not rampant yet in Malaysia, but with this thing, a person can rob, rape, kill, kidnap, and practically do anything to you. My doctor said that if the girl weren't taken to the clinic immediately she would have died because there was no pulse on her.
So please just beware of your surroundings, if anybody is lurking around with a torchlight-thingy and approaches you, just scream or run away. Better to be embarrassed than ZAPPED and fried, right? Take care.”

PUT YOUR CAR KEYS BESIDE YOUR BED AT NIGHT

Tell your spouse, your children, your neighbors, your parents & everyone you meet.

Put your car keys beside your bed at night. If you hear a noise outside your home or someone trying to get in your house, just press the panic button for your car. The alarm will be set off, and the horn will continue to sound until either you turn it off or the car battery dies.

This tip came from a neighborhood watch coordinator. Next time you come home for the night and you start to put your keys away, think of this:It's a security alarm system that you probably already have and requires no installation. Test it.. It will go off from most everywhere inside your house and will keep honking until your battery runs down or until you reset it with the button on the key fob chain. It works if you park in your driveway or garage If your car alarm goes off when someone is trying to break in your house, odds are the burglar/rapist won't stick around...

After a few seconds all the neighbors will be looking out their windows to see who is out there and sure enough the criminal won't want that. And remember to carry your keys while walking to your car in a parking lot. The alarm can work the same way there ....

This is something that should really be shared with everyone. Maybe it could save a life or a sexual abuse crime.

P.S. <>I am sending this to everyone I know because I think it is fantastic. Would also be useful for any emergency, such as a heart attack, where you can't reach a phone. A lady has suggested to her husband that he carry his car keys with him in case he falls outside and she doesn't hear him. He can activate the car alarm and then she'll know there's a problem.

Please pass this on even IF you've read it before. It's a reminder.

Read more.... http://www.seber1.blogspot.com/

Duped by credit card scam upon check in at Hotel

You arrive at your hotel and check in at the front desk. When checking in, you give the front desk your credit card (for all the charges for your room). You get to your room and settle in. Someone calls the front desk and asked for (example) Room 620 (which happens to be your room).

Your phone rings in your room. You answer and the person on the other end says the following, 'This is the front desk. When checking in, we came across a problem with your charge card information. Please re-read me your credit card number and verify the last 3 digits numbers at the reverse side of your charge card.'

Not thinking anything you might give this person your information, since the call seems to come from the front desk. But actually, it is a scam of someone calling from outside the hotel/front desk. They ask for a random room number. Then, ask you for credit card information and address information. Sounding so professional that you do think you are talking to the front desk.

If you ever encounter this problem on your vacation, tell the caller that you will be down at the front desk to clear up any problems. Then, go to the front desk and ask if there was a problem. If there was none, inform the manager of the hotel that someone called to scam you of your credit card information acting like a front desk employee.

P/S: If you feel that the tips are useful, please forward it to your relatives, friends & colleague.

To read more.... www.seber1.blogspot.com